JC Whitney - Everything Automotive

New Car Finance Rates Are Lower

If you want to finance a car and you’re looking for low finance rates then you’d be better off with a new car. Used car and refinance APRs are usually higher. There’s a reason for this.

Typically, used cars cost less than new cars. You may be financing $5,000 instead of $15,000. In general, the more you are financing the lower your finance rate can be expected to be. That’s because you are expected to stretch it out over a longer period of time. If you borrow $20,000 over a five year period, for instance, your finance company looks at it as a bigger risk. If they’re willing to take that risk on you then it’s because they’ve checked your credit history and you are a better credit risk. Otherwise, they wouldn’t take the risk at all.

Finance Rates

On the other hand, if you are a high risk borrower then you might not qualify for the higher loan and therefore don’t deserve the lower finance rate. You will likely have to buy the used car at the higher interest rate to prove your credit worthiness. You’ll be borrowing less money, but it’s a slight inconvenience for the privilege of proving you are a good credit risk for the lender.

On a refinance, you pay higher APRs because if you are refinancing then it is because you are no longer a solid credit risk. You are refinancing due to a stressed financial situation. That increases your risk factor and therefore causes your finance rate to go up.

When financing an automobile, your finance rate is dependent upon your level of risk. If you want the low rates then you’ve got to buy a new car and be a good risk.

Monthly Mercedes Benz Maintenance

Your Mercedes Benz is a fine-tuned, well-engineered machine. Still, it needs to be taken to a Mercedes Benz service shop to keep running in optimal condition. Between those service intervals, it’s a good idea to do some basic maintenance and inspections on your own.

Mercedes Maintenance

One thing you’ll want to do on a monthly basis is to check the fluids in your Mercedes. While your Mercedes has sensors that will tell you when you’re low on fluids, it doesn’t hurt to take a few minutes to check on your own just in case one of those sensors stops working properly. You’ll want to check your oil, your brake fluid, your radiator fluid, your transmission fluid, your windshield wiper fluid and your power steering fluid.

Along with checking fluids, you’ll want to check under your car for leaks. while your air conditioner will probably leak water on a regular basis, you shouldn’t have any other puddles underneath your Mercedes.

You should also check your tires monthly. You should us a tire gauge and make sure they’re inflated to the proper level. Having tires that are over inflated or under inflated can not only be dangerous, it can also lessen your gas mileage.

It’s also a good idea to take a look at your belts and hoses. Open the hood of your Mercedes and look for any cracking or wear on your belts. Check to see that your hoses seem to be attached just fine, and that the ends aren’t cracked or frayed.

Your Lawrenceville (NJ) Mercedes dealer is ready to meet all of your service needs. Call us to schedule your appointment today.

When Your Porsche, Audi, or VW Brakes Talk to You

Your Warrington Porsche, Audi, and VW dealer believes in taking care of your vehicle so that safety isn’t a concern. Your brakes are perhaps the most important piece of safety equipment on your vehicle, and are critical to everyday travel.

Fortunately, there are audible warning signs when your brakes need to be serviced. Paying attention to the noises your Porsche, Audi, or VW makes can not only save you headaches down the road, it may even save your life.

The first thing you want to listen to from your brakes is a high pitched squeal. This usually means your brake pads need to be replaced. That sound comes about on purpose; there is a piece of metal in your pads that will rub against the other parts of your brakes and make that noise. While you might hear a similar noise when your brakes are wet, if you’re hearing it often, you probably need to replace your worn out brake pads.

Another noise to listen for is a grinding noise. A grinding noise usually means serious business. It means your brake pads have totally worn off. If your brakes grind, it won’t be long before they fail altogether. It’s time to get in to have them replaced, right away.

Listen carefully to your brakes, and they’ll tell you when it’s time to replace your brakes.

Why you should Check your Hyundai Wiper Blades

Wiper blades are definitely one of those things you normally don’t think about unless it’s raining. The problem is that when it’s raining it’s usually too late to change them. The need for visibility while driving any vehicle is pretty obvious, so it won’t be explained here. If you’re not sure why visibility is important, please walk to your nearest DMV and surrender your license.

When to Change Your Hyundai’s Wiper Blades

You should change the wiper blades on your Hyundai car every 6 months. One easier reminder is to change them at the same time you change your clock for daylight savings time. The 6 month time period is meant as a maximum time period. If your Hyundai wipers show signs of needing replacement, please don’t wait until daylight savings time.

Here are some signs that your wipers need replacing

Streaking: If the wipers are leaving streaks on your windshield, this is usually caused by some kind of substance (road tar, tree sap, etc) stuck to the wiper. The substance may be removed, or you may need to replace the wiper.

Bouncing: “Bouncing” occurs when the wiper bounces along the windshield instead of making a clean arc. Usually this results when the wiper blade develops additional curve which can happen if it’s spent too much time parked against the windshield.

Worn Rubber or Split Rubber: Over time and use your Hyundai’s wipers blades will wear and lose rubber. As well, the rubber may split due to age and the ultraviolet rays of the sun. In this case the blades should be replaced.  Bent or Damaged Wiper Frame: Sometime due to ice scrapers, car washes, or just plain vandalism the actual wiper frame itself will get damaged. This is a definite replacement situation.

What to Know When Replacing Your Wiper Blades

To replace your Hyundai’s wiper blades, you need only know the make, model, and year of your vehicle. You can visit an auto parts store or take your car into your Lehigh Valley Hyundai dealership. The auto parts store should have a catalogue to let you know which make of wiper to purchase.

Hyundai Wiper Blade

Wipers have three basic parts: the arm, the wiper which holds the blade, and the rubber blade itself. All three can be replaced, but often only the rubber blade needs to be replaced.

A final word on windshield wipers: while it is important to ensure your windshield wipers are in good condition, don’t forget the windshield fluid. This is also something we often don’t think of until we need it, but you don’t want to find yourself in a situation where you need it but have run out.

Watching Out for Honda Repair Scams

If you need to have service on your Honda vehicle, you need to watch out for scams. While the vast majority of auto repair shops are honest, there are those that will charge for work that wasn’t done.

How can you avoid common repair scams? One thing you can do is to ask to look at the work that was performed. Ask the Honda repair shop to show you what part of the car was worked on, and where the new part is located, if there is one.

Honda Service

Another good practice is to request to see the parts that have been replaced. In many states, repair shops are required to save any parts that were replaced and either give them to you or show them to you at your request.

You should also make sure to get a receipt that details the work that was done to your Honda. That way, if the same part breaks down in a couple of weeks, you have a strong case that shows that the part was supposed to have been replaced.

The best way to avoid auto repair scams is to have your repairs done at your local Lehigh Valley, PA Honda dealer, where certified mechanics stand behind their quality work.

Truck Maintenance Tasks You Can Do In Your Garage

So you’ve headed down to your Ford commercial truck dealer and you’ve picked up a new truck. Maybe you sprung for the upgraded options package, maybe you’ve had a new addition to the family and needed more space quickly, or maybe you’re just frugal. In any case, if you want to save money on the maintenance of your new commercial truck, there are a lot of things you can do on your own. Here are some to get you started.

Chevy Tires

Replace your tires.

Replacing the tires on your commercial truck isn’t difficult. You only need your owners’ manual and a few basic tools to do this — you’ll probably have these tools in your car or garage anyway. This can come in really handy when you’re switching tires for seasonal reasons, or when you’re just rotating them for even wear.

Change your oil.

Changing your oil is a fairly simple process. The only reason most people don’t do it is because disposal is sometimes inconvenient — this isn’t something you can just pour down the drain. If you’re looking to save a little bit of money, though, you can certainly do it on your own. Just make sure to check with your city or town to find out what the local bylaws are for disposing of the old oil.

Deal with your fluids.

Most of your fluids can be easily accessed on your own. You could take your commercial truck back to the dealership’s service center to check and top up your fluids, or you can do it in your own garage. You can check our engine coolant, your windshield washer fluid, your engine oil and more. As long as you’ve got a funnel handy, you can get these dealt with easily and cheaply without even getting out of your pajamas.

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Auto Review: 2010 Mercedes CLS Class 550 Coupe

Mercedes-Benz just keeps pushing the luxury class vehicle to new levels. The 2010 Mercedes CLS Class 550 Coupe is no exception.

In this case the luxury vehicle is a coupe. But for $66,779 estimated MSRP, it’s a really nice coupe.

2010 Mercedes CLS 550 Coupe AMG

The vehicle is a typical Mercedes in a lot of ways, but some standard features take luxury and class even beyond the usual Mercedes handiwork. For example, vehicle anti-lock and valet lockout are two security features that will make you feel good about owning the CLS Class 550. You’ll also like features like automatic brake drying and the 40 GB hard drive featuring 36 GB for navigation.

Mercedes-Benz takes satellite technology to a new level with Sirius real-time traffic information as a standard feature.

Technically, the 2010 Mercedes CLS Class 550 Coupe is as sound as anything MB has ever rolled off the line. The engine is 5.5L V8 with a 7-speed automatic transmission. It has 8 cylinders and 32 valves, including dual overhead cam / twin overhead cam. The horsepower is an impressive 382 at 6,000 rpm.

Cool Mercedes options include wheel locks, fully automatic power trunk lid, heated headlight washers, distronic adaptive cruise control, Parktronic safety feature trademarked by Mercedes-Benz and incredible options packages that group several features together.

The 2010 Mercedes CLS Class 550 Coupe is the vehicle for drivers who want class with their luxury.

Get Your Auto Loan Quote In Writing

It often happens that a person will ask about an auto loan then go away only to return some future day hence expecting the same loan rate. But to the person’s surprise the quoted loan rate had gone up. There was no written quote or document stating the quoted amount so the borrower lost his chance to get a loan at a lower rate. This could have been avoided by getting your auto loan quote in writing.

Contract

However, understand that just because you got your quote in writing doesn’t mean that you are guaranteed those quoted rates. If you wait too long then the rates will go up and the quote is no good. If, for instance, you waited six months then you waited too long and you’ll need a new quote in writing.

By getting your auto loan quote in writing you protect yourself and your lender. No one can say that the deal you want to agree to is not a valid deal. A good auto loan quote will have the date of the quote in writing, the amount of the proposed loan and the interest rate. It should also include other pertinent details like the total price of the car you are buying and the make, model and year of the vehicle. This ensures that your loan applies to the specific vehicle you want to purchase.

An auto loan is an important business agreement. You need to understand all the details before you agree to it. Get it in writing.

Azentek SmartMirror Combines Navigation, Bluetooth and Back Up Camera

We just received our first SmartMirror that we are installing in a Honda.  This is a very cool gadget that combines the rearview mirror, a GPS Navigation System, Bluetooth and a Rearview Back Up camera.  One of the guys in the shop is installing this unit.  We will post more information and a video later.  This unit provides an attractive alternative to customers looking for the functionality that this system provides while maybe not wanting to step up to the trim level necessary to get a factory installed navi/bluetooth/back up camera system.  Stay tuned.  More to come…

New Car Finance Rates Are Lower

If you want to finance a car and you’re looking for low finance rates then you’d be better off with a new car. Used car and refinance APRs are usually higher. There’s a reason for this.

Typically, used cars cost less than new cars. You may be financing $5,000 instead of $15,000. In general, the more you are financing the lower your finance rate can be expected to be. That’s because you are expected to stretch it out over a longer period of time. If you borrow $20,000 over a five year period, for instance, your finance company looks at it as a bigger risk. If they’re willing to take that risk on you then it’s because they’ve checked your credit history and you are a better credit risk. Otherwise, they wouldn’t take the risk at all.

Car Loan Graph

On the other hand, if you are a high risk borrower then you might not qualify for the higher loan and therefore don’t deserve the lower finance rate. You will likely have to buy the used car at the higher interest rate to prove your credit worthiness. You’ll be borrowing less money, but it’s a slight inconvenience for the privilege of proving you are a good credit risk for the lender.

On a refinance, you pay higher APRs because if you are refinancing then it is because you are no longer a solid credit risk. You are refinancing due to a stressed financial situation. That increases your risk factor and therefore causes your finance rate to go up.

When financing an automobile, your finance rate is dependent upon your level of risk. If you want the low rates then you’ve got to buy a new car and be a good risk.

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